Climate
This insight paper aims to improve the reader’s understanding of two initiatives aiming to address aspects of climate challenge.
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This paper explores how DRF instruments are being framed and understood within the panorama of Loss and Damage policy and finance agendas, highlighting areas of contention and sensitivity.
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In the face of increasing climate volatility and stretched aid budgets, more effective ways to support households in times of crisis are needed.
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This paper examines the role insurance can play as part of a wider strategy to help societies adapt to climate change and recover from disasters.
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This synthesis report examines the role that insurance can play in supporting sustainable development and growth
Read moreEx ante
Actions, decisions or financial arrangements made before a disaster or crisis occurs.
Attachment point
The loss level above which a reinsurer begins paying under a reinsurance agreement.
Indemnity insurance
Insurance that pays based on assessed losses after damage to a specific asset.
Covariate shocks
Shocks affecting many households at once where losses are shared across the same community.
Parametric insurance
Insurance that pays when an agreed indicator reaches a set level, not actual losses.
Risk transfer
When disaster risk is shifted to insurers or capital markets.
