Glossary

Index

In risk finance, an index is an indicator or measure that is chosen to be a good proxy for a type of shock, and used to determine payouts. For example, tropical cyclone categories used as an index for property damage or area average yield as a measure of lost agricultural production. Modelled estimates of damage costs are also used as indices (Centre for Disaster Protection).

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other key terms

Contingent loan (or credit) and grants

A pre approved loan or grant released automatically when agreed crisis conditions or triggers are met.

Disaster risk management

Policies and actions to reduce disaster risks, manage impacts and strengthen resilience.

Early warning system

Systems that monitor hazards and share information early, so people can act in time.

Vulnerability

Conditions that increase how severely people or communities are affected by hazards.

Disaster risk financing

Financial arrangements made in advance to pay for disaster prevention, response and recovery.

Financial Flows

Financial flows refer to the movement of funds for disaster risk reduction (DRR) and response, covering planned and unplanned sources.