Glossary

Parametric insurance

A type of insurance that does not indemnify the pure loss but agrees before the event to make a payment dependent on an index. Also known as index insurance. (Clarke and Dercon, 2016).

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other key terms

Prevention

Actions taken to avoid or reduce the impacts of future crises and hazards.

Index

A measurable indicator used to estimate losses and trigger financial payouts.

Financial Flows

Financial flows refer to the movement of funds for disaster risk reduction (DRR) and response, covering planned and unplanned sources.

Disaster

A severe event causing widespread harm that exceeds a community’s ability to cope alone.

Adaptive social protection

Social protection systems that adjust to shocks, helping vulnerable people prepare, cope and recover over time.

Early warning system

Systems that monitor hazards and share information early, so people can act in time.