Glossary

Parametric insurance

A type of insurance that does not indemnify the pure loss but agrees before the event to make a payment dependent on an index. Also known as index insurance. (Clarke and Dercon, 2016).

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other key terms

Climate resilient debt clause or 'debt pause clause'

A provision in sovereign debt contracts that enables the borrower to temporarily stop repaying debt service for a pre-agreed period when a predefined event occurs.

Risk retention

When governments retain and finance disaster costs themselves.

Preparedness

Skills, systems and resources developed to respond effectively to likely future crises.

Cost multiple

The cost multiple measures the average amount a government pays to receive USD 1 of payout from a financing instrument over its lifetime.

Early warning system

Systems that monitor hazards and share information early, so people can act in time.

Development insurer

An insurer supporting development goals through insurance products and technical assistance.