Glossary

Resilience

The ability of a system, community or society exposed to hazards to resist, absorb, accommodate, adapt to, transform and recover from the effects of a hazard in a timely and efficient manner, including through the preservation and restoration of its essential basic structures and functions through risk management (UNISDR 2016).

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This report on Mali provides an in-depth analysis of the country’s social protection and disaster risk financing landscape to inform future programme design.

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other key terms

Catastrophe bond

A catastrophe bond (cat bond) is a risk-transfer financial instrument that allows governments or insurers to transfer disaster risk to capital market investors.

Shock-responsive social protection

Social protection systems adapted to scale quickly when large shocks affect many people.

Climate resilient debt clause or 'debt pause clause'

A provision in sovereign debt contracts that enables the borrower to temporarily stop repaying debt service for a pre-agreed period when a predefined event occurs.

Disaster

A severe event causing widespread harm that exceeds a community’s ability to cope alone.

Sovereign insurance

Sovereign insurance is insurance coverage purchased by a national government to protect its budget against the financial impacts of disasters.

Ex ante

Actions, decisions or financial arrangements made before a disaster or crisis occurs.