Glossary

Cost multiple

The cost multiple measures the average amount a government pays to receive USD 1 of payout from a financing instrument over its lifetime, expressed in present value terms.

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This working paper presents a framework that compares contingent loans, grants from multilateral development banks, catastrophe bonds, and insurance provided through regional risk pools.

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other key terms

Risk transfer

When disaster risk is shifted to insurers or capital markets.

Crisis financing

Funding designed to prevent, prepare for and respond to crises before and after they occur.

Risk layering

Using different financial instruments for different disaster frequencies.

Attachment point

The loss level above which a reinsurer begins paying under a reinsurance agreement.

Accountability

Being responsible for decisions and resources, listening to affected people, and accepting consequences for actions taken.

Sustainable development

Meeting today’s needs without limiting future generations’ ability to meet theirs.