Glossary

Cost multiple

The cost multiple measures the average amount a government pays to receive USD 1 of payout from a financing instrument over its lifetime, expressed in present value terms.

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This working paper presents a framework that compares contingent loans, grants from multilateral development banks, catastrophe bonds, and insurance provided through regional risk pools.

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other key terms

Development bank

A public financial institution providing loans, grants and expertise to support development goals.

Risk profile

Underlying risks that an organisation or country is exposed to and the extent to which they are mitigated by pre-arranged finance.

Total crisis financing

Development funding focused mainly on crisis prevention, preparedness and response activities.

Index

A measurable indicator used to estimate losses and trigger financial payouts.

Sovereign insurance

Sovereign insurance is insurance coverage purchased by a national government to protect its budget against the financial impacts of disasters.

Vulnerability

Conditions that increase how severely people or communities are affected by hazards.