Glossary

Cost multiple

The cost multiple measures the average amount a government pays to receive USD 1 of payout from a financing instrument over its lifetime, expressed in present value terms.

Learn more

This working paper presents a framework that compares contingent loans, grants from multilateral development banks, catastrophe bonds, and insurance provided through regional risk pools.

Read more
other key terms

Preparedness

Skills, systems and resources developed to respond effectively to likely future crises.

Contingent liabilities

Possible financial obligations that only become real if specific future events occur.

Risk transfer

When disaster risk is shifted to insurers or capital markets.

Fragility

High exposure to risk combined with weak capacity to cope, often leading to crisis.

Total crisis financing

Development funding focused mainly on crisis prevention, preparedness and response activities.

Attachment point

The loss level above which a reinsurer begins paying under a reinsurance agreement.