Vulnerability
The conditions determined by physical, social, economic and environmental factors or processes that increase the susceptibility of a community to the impact of hazards (UNISDR 2016).
This guidance note is intended as a common framework to support practical approaches to meaningful accountability across the sector.
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This guidance note sets out some questions to help ensure that DRF is most directed to those who are least able to withstand shocks.
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This publication explains the importance of thinking strategically and sets out four principles for taking a strategic approach, with practical advice and resources.
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The growing scale, duration and impact of refugee crises requires innovative approaches to financing.
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This paper examines the role insurance can play as part of a wider strategy to help societies adapt to climate change and recover from disasters.
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This paper sets out detailed and practical proposals for how the G7 could better protect vulnerable communities by better predicting and preparing for disasters.
Read moreDisaster
A severe event causing widespread harm that exceeds a community’s ability to cope alone.
Fragility
High exposure to risk combined with weak capacity to cope, often leading to crisis.
Basis risk
The gap between measured indicators and real losses causing payouts to differ from actual damage.
Prevention
Actions taken to avoid or reduce the impacts of future crises and hazards.
Indemnity insurance
Insurance that pays based on assessed losses after damage to a specific asset.
Accountability
Being responsible for decisions and resources, listening to affected people, and accepting consequences for actions taken.
