Glossary

Crisis protection gap

The difference between total expected contingent liabilities of national or international responders (i.e. the costs they can expect to incur in responding to crises) and the expected funding available to meet these costs through pre-arranged financing mechanisms.

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More money is being arranged before disasters strike than ever before. Our 2025-26 review looks at our part in that shift and where we go next.

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A Year in Review 2024–25 shows how the Centre for Disaster Protection is turning ideas into impact.

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This report outlines ten strategic recommendations for closing the crisis protection gap, providing an ambitious roadmap for the next decade.

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This report synthesises research exploring the feasibility of producing quantitative estimates of the costs of crisis protection across a variety of geographies and crisis types.

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This paper examines the evidence on how to prepare better for disasters.

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other key terms

Residual risk

The disaster risk that remains in unmanaged form, even when effective disaster risk reduction measures are in place, and for which emergency response and recovery capacities must be maintained (UNDRR 2026).

Disaster

A severe event causing widespread harm that exceeds a community’s ability to cope alone.

Risk retention

When governments retain and finance disaster costs themselves.

Accountability

Being responsible for decisions and resources, listening to affected people, and accepting consequences for actions taken.

Attachment point

The loss level above which a reinsurer begins paying under a reinsurance agreement.

Social protection

Policies and programmes designed to reduce and prevent poverty and vulnerability throughout the life cycle.