Glossary

Crisis protection gap

The difference between total expected contingent liabilities of national or international responders (i.e. the costs they can expect to incur in responding to crises) and the expected funding available to meet these costs through pre-arranged financing mechanisms.

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A Year in Review 2024–25 shows how the Centre for Disaster Protection is turning ideas into impact.

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This report outlines ten strategic recommendations for closing the crisis protection gap, providing an ambitious roadmap for the next decade.

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This report synthesises research exploring the feasibility of producing quantitative estimates of the costs of crisis protection across a variety of geographies and crisis types.

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This paper examines the evidence on how to prepare better for disasters.

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other key terms

Vulnerability

Conditions that increase how severely people or communities are affected by hazards.

Development insurer

An insurer supporting development goals through insurance products and technical assistance.

Crisis

A situation where severe needs overwhelm local and national capacity to respond effectively.

Attachment point

The loss level above which a reinsurer begins paying under a reinsurance agreement.

Cost multiple

The cost multiple measures the average amount a government pays to receive USD 1 of payout from a financing instrument over its lifetime.

Prevention

Actions taken to avoid or reduce the impacts of future crises and hazards.